What Is The Vix Volatility Index

Xinhua News Agency/Contributor/Getty Images Stocks are volatile. That much is understood by most investors, but what exactly is volatility and how is it measured for the overall stock market? You may have seen references to something called the VIX, an index that measures volatility, during times of extreme financial stress. Understanding it all can be … Read more

How To Invest In Gold 5 Ways To Buy And Sell It

When economic times get tough or international conflicts such as the Russia-Ukraine War throw the markets for a loop, investors often turn to gold as a safe haven. With inflation spiking and the stock market trading well below its highs, some investors are looking for a safe asset that has a proven track record of … Read more

Dividend Aristocrats What They Are And How To Invest In Them

Dividend Aristocrats are a special category of dividend-paying stocks with a long track record of making – and increasing – their payouts. Because of their stable and rising payouts, a collection of these dividend dynamos can form the basis of a lucrative income-paying portfolio. Here’s what Dividend Aristocrats are and why they may be just … Read more

What Are Futures And How Do They Work

You can’t predict the future, but you can try to predict — or hedge against — how much certain goods will cost when they arrive. A futures contract obligates a buyer to take delivery of a good, or commodity, on a specific date. On the other end of the contract is a seller who is … Read more

What Is A Certified Financial Planner Cfp

A certified financial planner, or CFP, is a specialized type of financial planner who has met the certification requirements of the CFP Board. A CFP must keep up with continuing education, pass an exam and adhere to the CFP Board code of ethics. CFPs are bound by a fiduciary duty, meaning they must meet the … Read more

Here’s What A Crypto Smart Contract Is And How It Works

Thomas Trutschel/Getty Images One of the most interesting — and potentially most useful — benefits of many cryptocurrencies is the ability to have smart contracts built into them. A smart contract automatically executes once its conditions have been met. The potential uses for smart contracts could be immense, and they offer another interesting use case … Read more

What Is Cryptocurrency

Cryptocurrency is a kind of digital currency that is intended to act as a medium of exchange. Cryptocurrency has become popular in the last decade, in particular, with Bitcoin becoming the most widely tracked alternative currency. Typically, cryptocurrency is electronic-only and does not have a physical form – that graphic at the top of the … Read more

What Is Defi A Beginner’s Guide To Decentralized Finance

DeFi — short for decentralized finance — is a new vision of banking and financial services that is based on peer-to-peer payments through blockchain technology. Via blockchain, DeFi allows “trust-less” banking, sidestepping traditional financial middlemen such as banks or brokers. What’s in it for investors? DeFi promises to allow investors to “become the bank” by … Read more

Margin Call What It Is And How To Avoid It

A margin call occurs when the value of securities in a brokerage account falls below a certain level, known as the maintenance margin, requiring the account holder to deposit additional cash or securities to meet the margin requirements. Margin calls only happen in accounts that have borrowed money to purchase securities, and they usually occur in … Read more

What Is Options Trading A Basic Overview

Options trading can be one of the most lucrative ways to trade in the financial markets. Traders only have to put up a relatively small amount of money to take advantage of the power of options to magnify their gains, allowing them to multiply their money many times, often in weeks or months. Here’s how … Read more